This is per the OCC regulations.www.occ.treas.gov/ftp/bulletin/2005-6a.pdfAlso see Title XI of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA); Amendment to FIRREA effective June 7, 1994; Interagency Appraisal and Evaluation Guidelines (October 7, 1994); Uniform Standards of Professional Appraisal Practice (USPAP)I haven't seen or heard of any changes from the current policy.

Some of the drawbacks I see are (1) consistency to keep units uniform and the same means less control over my fourplex in terms of timing of upgrades, maintenance, etc. (2) I'm at the mercy of up to 59 other owners that I don't know and may not agree with.Does anyone have experiences with this situation that you could share?  

If it's completely uniform, this might still be the culprit, but I doubt it. 

Plenty of transactions and most homes and lot sizes are uniform.  

@TJ SinnMost renters tend to look for a uniform look throughout.

@Joe Gore Correction: the official name of the form is not HUD its the Uniform Residential Loan Application, otherwise known as the Freddie Mac Form 65 / Fannie Mae Form 1003.

It doesn't hurt me that a wholesaler is still uniformed or incompetent.

If the zoning is pretty uniform and there isn't much room for expandability I can see where the land wouldn't move the gauge *as much* as sq ft and condition.

We have uniformed techs with vehicles showing company name for 25-35 and hour based on market plus materials. 

If I got a call referring to a loan like that it would tell me I have some uniformed party on the line and my goal would be to get off as they will probably waste my time.I see many newbies here in all types of situations having difficulty communicating with banks, Realtors, title companies, note brokers and others simply because they are not using the correct term and using some guru slang.