Most cities will have a process to unlock the lots..

Having to use their lender is annoying, but for someone who has done it before or at least knows it can be a frustrating process, it's worth it for the deal they give you. 

On an ADU the process can take a year from start to income.  

However, weigh the costs of selling and the potential long-term appreciation you’d lose in this area.Real estate investing is a learning process, and you’re already ahead by taking action.

Had clients use them, and they claimed the process was way too tough of pulling funds. 

"Limited supply due to tough zoning and restrictive permitting process, high construction costs, and expensive dirt, and population increases (guess AI hasn't gotten the memo that population has actually decreased)". 

I am interested in hearing about your experience traversing the 'green standards' new construction and permitting process in KCMO proper.

With smart negotiations and a streamlined process, we capitalized on the opportunity for a quick and profitable turnaround.

Or is it better to go directly to the city to get the permit process?

I am house hacking my unit and is there any difference in those processes as opposed to a regular rental property?