Anyone have experience with an insurance company claiming a LL was "negligent" in not inspecting a HWH for rust?

Hi Anthony,If it's due to tenant negligence, such as the rice incident, you are fully in your right to recoup the costs as "added rent".

The so called training is negligible and impersonal.

Sounds pretty negligible to me.That being said, there's no harm in continuing to call the smaller banks to try and find better terms.

While his information was negligent and potentially an issue for me, i think i've been able to take care of the issues and i don't really care to impose more trouble on someone going through a tough time.

Jermaine hereAs making the tenant replace broken items in our buildings we never allow that, we found that what a tenant think looks good only looks good to that tenant, we take care of all the repairs and charge the tenant if we feel the damage was cause by their negligence.

he said this means there is no outside leakageThen turned on to check all toilets and checked everywhere inside and found one very negligible leak in one toilet which was slightly overflowing, like just you can wet you finger... so it was very small... worst case it can add 1 or 2 gallons a month...So, the question now is, how can it jump 4500 gallons in 24 hours??

But I haven't seen one that meets these points as of yet.Jon's suggestion to check the books is a good one, but even if they have been negligent in finances, if they don't have the money you'll be paying.

I understand that my negligence could negate this but I think it is pretty solid in the lease and we both understand the implications.The only instance I have personally experienced is a broken window.

You can't make this stuff up.Wow - that is really gross negligence on your part.