Contractor – This is one I really need help from the bigger pockets community in the local area. 

Glad you have experience investing locally. 

@Katie Miller I found mine at a local REIA.

A buddy of mine who invests out in Phoenix once had a client facing a similar timing mismatch on a rehab project.. they ended up working closely with a local credit union who was more open to interim valuations.

I’m local and happy to connect if we can help. 

My PM quotes me and does the work on my buys to get them rent-ready and then manages them and I'm local but they do the same for many out of state investors as do many Property managers in Milwaukee such as Citywide Rentals, Welcome Home Milwaukee or MKE Leasing. 

I honestly wouldn't trust anyone else with my clients but him when it comes to that local market.

That can make it easier to communicate the opportunity effectivelyTo expand efficiently, consider targeting local real estate meetups or investment groups San Diego has a strong investor community.

The issue is the laws should not allow this.https://www.cbs8.com/article/news/local/working-for-you/new-...Adding a single small unit is expensive residential development.  

If the locals say it's rare then I would not worry.