I really see Columbus Ohio as an extremely safe bet for the next 10-20 years.

(See any internet comment section.)  

So, you think CD is my best bet?

If you're looking to take down a ~$35k property in PHX to hold and sell later, your best bet would likely be to drive those areas and contact the owners (or their brokers) that are selling.   

You have to be an expert at dialogues and the risks of subto are not widely known or are said to never happen (loans being recalled), but that's not what I would bet on.

All bets are off in some jurisdictions if you refuse to rent based on race, color, etc.

@Travis AndresIf you do not have other assets to secure against - your best bet would be a private lender willing to take risk of essentially providing an unsecured loan.There are people out there that do this - expect very high interest rates.

I don't care if mortgage broker shop got 10k applicants more in Dec23, I bet you a lot higher # of those are less qualified and not even qualified to buy than expected.

You can look on Zillow and such for what the LTR for your area is... but bet you it works out that the STR has more potential.  

I bet dollars to donuts you will look back in 10 - 20 years and wish you had kept that home.Why did you sell?