He then later apologized to my contractor and said he had a bad week.

I was referred to a lender who is not affiliated with a bank or major institution, something I am not at all familiar with so apologies for my ignorance on this.

I’m a newbie so apologize for what could be a dumb question.

My apologies.  

Another way is if the community flood map recently changed (last 90 days) then you get a waiver of the wait time but you have to pre-pay before closing.The reason for the 30 day wait: a seller might know there is impending doom of a river/creek/ rising and purposely sell fast to avoid loss.

Apologies if my post was difficult to follow.

I’d be embarrassed to present this as a legal document in a court of law.Also, my apologies to Theresa for mistyping her name above

@Austin Haynes  I want to apologize for hijacking your thread and I hope you've gotten your property sorted out at the end or have moved on to the next?

I nearly shared in an earlier post that all I really want (in addition to the house in the forest) is, just 1 McLaren, but could already feel the impending judgement lol.

This may be the wrong forum, if so I apologize.