So one tenant pays their 50% in RentRedi and the other pays 50% in RentRedi and as long as it equals 100% at the end of the month, everything is good.

Most agency loans will expressly forbid such an arrangement, so if they found out, the odds of having the loan called would be very high. 

. - The people that are monetized on actually closing deals are all saying this thing is highly implausible. 

Option 2 is high risk, as financing may be tough on your situation.

I highly agree that coaching or even just joining a group that can help you learn the ins and outs, is worth every dollar.

You either end up doing it all yourself or need someone on your team that can do it. 

You’re right, those factors (especially healthcare) and job opportunities for my spouse as an OT are just as important.The Midwest has been high on my list, not just for investment potential but also as a place I’m excited to explore.

Normal mortgage rates are in the high 6's now, for a personal residence, and higher for an investment property. 

In addition, while the umbrella did not end up having to pay out, having it meant I did not stress about it at all.  

I'll probably end up uploading it to HoltonWiseTV, but for now here is the automated transcript from our phone system.