I have a friend who is very happy with Anderson so I'll be contacting them as well, although apparently they are more expensive.

Low property taxes, landlord friendly and with tech and manufacturing jobs moving from the Bay Area there is strong job growth.

Like Brandon mentioned - you sound like the picture perfect classic "DSCR Loan" borrower - dscr loans are made for exactly this typically - LLC friendly and usually the best fit for when investors hit the 5 or so property mark and hit a roadblock with banks, cash etc like you desribed.Check out this 12-part article series published here on BP on all about DSCR Loans, hope it helps!

If family lives in the main home and friends stay for free in the garage, the property remains a primary residence, but there’s no rental income or tax benefits.

Diversify into cash-flow-friendly markets like Indianapolis, Birmingham, and Florida.

@David Hudgik - I am an investor friendly agent in the area.

I always suggest starting with friends and family and even ask them if they know anyone who might be interested.

If you want to remain friendly with the neighbor, I'd suggest checking out his unit and then running water all over the shower walls and putting some water on the floor around the shower/tub "pan" and around the toilet.

@James Wise  Jim being a close personal Friend of Clayton and Natalie you have any intel on this ???

My friend who is in same situation get response back after emailing him.