Having a second home less than 75 miles from your primary residence and using it as a STR can cause issues.

If they cause a sewage back up because they are flushing wet wipes and the cost of repair is $760, who is paying for it?

Moving will cause issues as to who or how will you manage multiple tenants in one unit or you will just rent to one tenant giving you less rent total than renting out two sides of a duplex.  

Lastly, it says only the current title owner is responsible for the violation regardless of who caused the violation.

6.3% (purchased last year) I'm not sure about a cash out refi cause rates are still pretty high at the moment 

Because Class C & D tenants will statistically cause more damage to a rental than Class A or B tenants.While "maintaining to the neighborhood" is a logical approach, it's often difficult to put into action.

An accident can always happen that causes your intent to change. 

Most of my payments were early, and there were a few times this caused them to reconcile incorrectly and send late payment notices but the errors were quickly corrected.

You caused the problem.

I couldn’t give a true statement on what it would cost cause each area is different but I could give you my opinion on what things have cost me.