I owner occupy the home, renting a room to a friend at $650/mo, and the lower unit rents for $1850/mo - total rental income of $2500/mo.

non owner occupied may get taxed at a higher rate than owner occupied.

Less headache for the owner.

For example, the owner's name or the property's name (I picked this one).

Purchased in a desirable part of Oakland (Glenview area) as an owner occupant in 2019.

The airport had the buildings (from when federal gov turned the land over to the Airport Authority after WW2.) and allowed the current "owner" to spend a few $M improving the buildings.

If so you may have some full doc options which have the best rates typically and terms.Like others have mentioned you have DSCR loans too but this only allows you to purchase non owner occupied properties (not primary residence or second home occupancy type properties).

I only invest in A and  B areas  that usually makes renting some what easy .Having rentals loaned out to the wazoo can cause a lot of stress on owners to rent out immediately  .If the market softens up winter etc...

Hey Justin,I'm from CA and I have been in MS for a few years now, but my husband is a MS native.We are a family owned Property Management Company and we have plenty of experience with owners and investors.I have some ideas that you may be interested in, and I would love to know more about your opportunity to provide some insight.

It took the owner over 2 years but he has the permits now.