So sorry to hear about your house being completely gone.Get with FEMA as soon as you can and get the balls rolling as well as your private flood insurance.

Portfolio lenders or private financing (HARD MONEY) also works well for the BRRR strategy, but does require more liquid cash.

Way I differentiate is private money may be a friend or family member vs. hard money which is a company or someone else.

We didn't get much traction with Roomster and Kopa as by-the-room platforms, and we are a smaller market without a Padsplit presence.There are a lot of work crews passing through our neck of the woods, so the private rooms are appreciated as a bonus. 

Out here in the west its simply impossible to build anything that will sell for much less than 500k when your lots start at 100k to 200k each then permits are 30 to 75k each.. then you build the home thats the reality.. only way fed helps there is to buy private land and subsidize or turn federal lands into developments. the one market that would work is VEGAS as its surrounded by federal land.And from what I see in west coast the regional builders are back to pumping out spec homes as fast as they were pre GFC..

Hard money loans or private lenders can also help you move quickly, but come with higher interest rates that you'd refinance later on.

Might want to investigate where you think the trash is coming from maybe there is a school nearby and the kids are walking past and just throwing trash down but I would invest in another trash can or just might have to come a little more regularly to pick up the trash so there is no complaints from the neighbors.  

My calculated cap rate is 4.73%.I just finished a full foundation up remodel on our primary residence, we owe $1.22m at 4.25% on a 30 year on the mortgage and have a private construction loan with a balance of 490k at 5% on a 20 year.  

You need tax returns for conventional or FHA, if you want to go private or hard money, it is going to be 20 % down. 

I read 'The Bankers Code' by George Antone and it drew me to private lending.