Analyze the property and determine what price you are willing to pay, then offer that amount.

I understand why carriers associate Condo/PUD construction with greater liability risk (I am sure being based in Philadelphia, a jury friendly city doesn't help either) but curious which carriers others are finding to price coverage without this exclusion and also price the coverage competitively.This also serves as a reminder to review the coverage when you hire a GC for more substantial or unique construction assignments. 

We've seen 3% for 100+ unit apartment complexes, but they also have onsite staff not included in the 3% management fee.Two other pricing options to properly understand:1) Fee charged based upon tenant payments or just occupancy.

Based off the general home inspection report you'll be able to see if you need to get an electrician etc out there. 

There are builders that are offering really low rates.

Hi Charles, I'm also based in Honolulu with young kids and in a similar situation to you, have also thought about buying an investment property in Japan that we could use part-time and rent out at other times.

You just have to deal with lead base paint inspections and random rental inspections now though.

It's a 3 restaurant package in West Virginia (where we already have a base) and includes 1 piece of real estate.

Let them know you are shopping and tell them to give you their best offer (all on the same day), and state you will go with whomever can save you the most money. 

If you’d like to offer more flexibility, consider keeping extra supplies in a locked closet and making them available upon request.