you may be able to find a bridge at 50% ltv on that . rate will be high . issue with those is not enough protective equity for the lender 

They may have a separate system or entity that is used for holding properties vs the business itself for legal protection.

I feel like I can't protect against a situation where I get sued (e.g. someone slips and falls) and they "only" choose to go after the liability insurance on the property's policy, leaving the umbrella policy to pickup anything above/beyond the liability from the STR property. 

Germain Act not protect this in any way?

Some U.S. banks may be reluctant to offer mortgages to non-residents, so you might need to look into Canadian banks with U.S. branches or specialized lenders who cater to foreign investors.Legal Structure: Setting up the right legal structure (like an LLC or a corporation) is crucial for liability protection and tax purposes.

It helps protect your personal assets and keeps your business operations separate.

This will protect you from a tenant claim that they really had $2,000 security deposit, but the lease only said $1,000.

I just finished a coffee harvest.

Nothing I've read in the state Landlord-Tenant Law says anything about it as a protected class, and I know the governor recently (2023) signed into law allowing landlords to not accept it. 

How important is profit vs protecting your asset for a future use?