I.e. let's take out the $60k of additional money you pushed into the mutual fund over 5 yrs (not accounting for the compounding return on it) and your mutual fund at year 5 is at about $150k vs RE at $283 (when you add in your initial equity that is not currently represented in your numbers).  

The monthly mortgage will include tax whether i go $1600 or $1200 (15 yrs, 30yrs loan).

I am currently 65 yrs old and I am wondering what would be the best tax strategy to remove those 3 property's over say like a 5 yr period. 

My family is also passively on the market looking for a SFH for us to live in, or land to build our home on.FYI I just applied for a HELOC on my 3 family, which I suspect will be ~ $100k line once the appraisal happens (owe $200k @ 2.78 w/14 yrs remaining, suspect $450k value).

I'm not sure about LaCrosse but in Milwaukee, if it has an owner occupancy requirement, I think it's typically 2-5 yrs that you have to live in it. 

(or live there for the required time as a va, but you can't keep doing that every 2 yrs say, without them thinking you are running a racket)  Would you be able to invest without selling? 

Capex, because if you don't budget for a roof, but need to replace it, you just spent the next 3 yrs of free cash flow, and unfortunately a new roof does not increase the value of your property much, if at all.Tenant because in my experience, rougher neighborhoods generate more turn over and higher turnover costs.  

The interest rate for the HELOAN is 6.699 FIXED rate, 30 yrs term with $1500 fees.

Goal is to have 5-6 2 or 3 family units within my first 10 yrs.

How soon could I refinance this and if I did would I always have to replace that $500k equity? Would I be able to refinance more than 70% LTV on this property in near future?Can you convert to your own residence in th...