If so, why don't you just write the offer like you always would, with the "I or assigned" language in there.

He always did it in a nonthreatening way.His language is the way I want my students to talk to sellers.

Just be aware that you can't discriminate, so watch your language. 

(sorry for the bad language, but I feel that strongly about the area.) 

Also, their contracts with the associations will have a bunch of "hold harmless" language that places all the liability on the associations.

they were "cavalier in the language" when the dept of real estate said that it is brokering when someone has a property under contract and assign the contract. 

If you are holding a second mortgage it should contain language to the effect that a default on the first mortgage is a default on the second.

Not legal in many states, regardless of lease language.

Ex-owner moved property into Land Trust and then assigned beneficial interest to me.After doing a bunch of reading and talking to local veterans, the way I did the insurance is:  Beneficiary: MeAdditional Insured: Ex-OwnerMortgagee: LenderI've received a letter with the following language."

So the language looks something like this:  buyer understands that the property has hazards and may be unsafe.