Please note I'm an elder law attorney in Pennsylvania, (feel free to google my firm to confirm - and each state's interpretations of the federal rules are different.

How would you interpret this paragraph from the Ohio Revised Code Chapter 5321 Landlords and Tenants on security deposits?

The way I interpret the data is that Huntsville seems like the clear winner...until you get to avg. home price.

I work for the oldest independent Qualified Intermediary (QI) in existence, and I can say that there's a basic misunderstanding of your CPA's interpretation, here. 

@John Smithe - This is going to come down to the following:1) Your personal investment philosophy: your goals, your interests, your time horizon, your risk tolerance, and your interpretation of world events 2) Your unfair advantage: your skills, your expertise, your network, your resourcesBiggerPockets tends to bring together like minds and similar experience, so this sampling bias might result in concluding that a large multifamily in the Midwest, for example, is the best use of your funds.Ask the broad universe of investors the same question, however, and your answers will be quite different.Real estate might well be your best investment, but so might be starting a business, or picking stocks, or buying precious metals.  

(And no, no one was willing to define "spirit of the law" exactly - I was told that, much like a lot of law, it gets interpreted/applied by judges in individual cases.)

I'm guessing that's open to interpretation, but surely there's risk of being sued if it's deemed not "fit" (unsafe)?

I found this article on the matter but am having a tough time interpreting it due to my rudimentary understanding of things. https://www.ovmfinancial.com/fha-flipping-rule/

Hypothetically, if you felt sorry for her b/c of the 11mo old baby and wanted to give her a break b/c of that situation, that could be interpreted as discrimination based on familial status - even though it may *feel* like you're trying to do the right thing.Step 1: determine your criteriaStep 2: screen applicantsCould the Mom be a co-signer on the lease? 

Not sure if I interpreted it correct?