I was hoping that this is an easy process, given how frequent name changes are following marriages.

Quote from @Scott Tennell: For real estate investors who have worked with private money lenders, what strategies have you found most effective in structuring deals to ensure both parties are protected and the funding process runs smoothly? 

This is a very labor intensive process for most big box skip trace companies because it cannot be automated.

I wanted to refi but I am unsure of the 1. the process 2. is it the best call?

Quote from @Emmanuel Rugamba: Hi everyone I am 26 year old professional athlete looking to buy his first home but also house hack in the process.

I created the following decision tree diagram to illustrate the decision process (click to enlarge).The above decision process is based on the property’s performance record, with the goal of achieving financial freedom in mind.Financial freedom is not just replacing your current income.

Most cities will have a process to unlock the lots..

No one says Tom is endorsing or not endorsing the process, but it is what it is.I think we all agree that being fully transparent is beneficial to real estate investing. 

Having to use their lender is annoying, but for someone who has done it before or at least knows it can be a frustrating process, it's worth it for the deal they give you. 

Had clients use them, and they claimed the process was way too tough of pulling funds.