How do you navigate that challenge in a market like Utah, where achieving that kind of rent-to-mortgage coverage is becoming nearly impossible?

It's true that many buyers rely on some kind of financing, so understanding their funding process is key.

What kind of verbiage can be used?

Don't be dumb, use common sense for when to call. 7pm on a Friday is dumb, so is 6am on a Tuesday.

In terms of getting priced out here, what kind of house hacking strategies have you looked into?

Thank you for the kind words, it's been an interesting experience so far. 

What kind of down payment can you put down?

Go around the nation, you'll notice this is a common trend.You need to bid deeper, and agents need to start pricing things more appropriately. 

With expert guidance, tailored training, and a supportive community that will align you with the tools you need to fast-track your success and avoid common pitfalls.

The main property will be my primary residence.My biggest question is, what kind of foundation would you use, (that is to code and will pass inspection/permits in Charlottesville) that is either relatively easy DIY or cheap to outsource.