People care more about the appearance of kitchen appliances because they are in a public portion of the house as opposed to washer/dryers which visitors rarely see. 4.

The plan would be to move out after a year and rent my side out for $2,500 (market rent price).

Hey guys, I own a 4 unit that I plan on doing a cash out refi on.

I am planning on not resigning my lease and starting of my RE venture. 

If you aren't planning on ducting, then mini splits can be the way to go.

Maybe when I'm an ol' head exiting the growth phase I'll start caring about paying them down, but I'll do that with cash flow not borrowed money.

And yes, there is a risk that your rates would go up or they can drop you - but unfortunately, many insurers in that are may already be planning to exit the market or raise rates on everyone to make up for loses.One thing to note about a claim like this, insurance will usually pay for repairs to the damage caused by the problem, but not fixing the actual pipe that broke.

The longest terms our plans provide to pay back the money is 5 years and the payments get made automatically through payroll deduction. 

I own a home which I’m currently living in and planning on making a long-term rental property as well once I move out.

If you don't plan on allowing 4+ cats in your rental in the future you shouldn't start now.