Whatever they call them, the loans come from the lender’s own source of funds.

Do you have a lead source?

Using a bedroom in your home as an Airbnb, thereby converting it into an active income source, would generally not affect the classification of your other rentals.

Then you need to find your sources to help them.

Here's a few online sources on the matter:The fact of the matter is, the landlord cannot “double-dip,” collecting full rent from one tenant, who has vacated, and collecting again from the new tenant.From: https://corealestateattorneys.com/breaking-a-colorado-residential-lease/In Colorado, landlords are usually required to mitigate damages if you move out of your rental before the lease is up.

It is allows sourcing deals from anywhere (not just the deals from the party that runs it and who is trying to channel investors into it), and allows people to perform real, collaborative due diligence to poke holes in deals (and isn't just a "rah-rah let's go" for preselected deals), etc.It sounds like you're looking at the first type of group.

Any recommendations on sourcing quality furniture, with that what amenities are good to have with a fenced in back yard?

Is your bank putting requirements on how you source your downpayment?

Perhaps this issue is my lack of sourcing a lender that understands?

Recommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.