While I understand that, my understanding and what our own attorney has confirmed, is that there should be an individual who serves as the guarantor in this type of instance.

**Deadline**This serves as a reminder if you have a house/cabin in Sevier County (unincorporated areas) that you are currently using or intend to use as a Short Term Rental, today is the deadline to apply for the Short Term Rental Permit.

Quote from @Nicholas L.: @Jessenia Hartagefor sure you should house hack there if you can.investing there is more complicated since prices are high. 

Quote from @Nicholas L.: @V.G JasonI think you're saying that for people who bought maybe at the tip top of what they could afford, if they take on more debt and/or variable rate debt adjusts and/or they lose a job and/or they get divorced, they'll be under a lot of financial strain / potentially unable to afford their mortgage. 

@Tim Harwick  I give an electronic discount of $10 if paid on the first of the month, it is written in the lease and  l show the full rent amount too. 

My experience has taught me that it is just a human nature to seek the most benefit for them at any cost, even if it means harming someone who facilitates profitable transaction serving their interests.

You should always have a tenant as you're not only serving the 55 and over community (which will continue to grow), but the lower income demographic as well, which is needed.

There are alternatives such as bank statement averages of 12 months, a P&L statement and exceptions to qualify based one year of income. 

However, Thread doesn’t seem equipped to serve the RE investor customer base. 

The owner showed you a p and l that didn’t include all expenses, or include scheduled income instead of actual income.