I also showed up one morning at home Depot before they opened as per j.

We get a discount off retail on shingles from Home Depot; we pay $17.25, retail is $23.25.

Home depot has a lending program for rehabs...they had one program that didn't require a payment for 6 months.  

There are laws pertaining to smoking outside, as others point it out, there are measures for this, like only backyard smoking and no cigarette butts on the ground, the weekly gardener should be able to get take care of this though, put all the fines together and in order.

Looks like you're in Denver; you can borrow my machine to try out if you want.Another thing I did was scrub the walls in TSP from Home Depot.

She lined up all the contractors, paid for photographer and gardener out of her own pocket, and when I got a notice from the HOA for over grown weeds she went down and pulled them herself.

That being said I understand I will probably get a better selection at a tile store than Home Depot, but will the pricing be any better?  

You could also put out flyers at your local home depot, lowes, hardware stores etc.

I forget the exact statistic, but there is a good sized percentage of credit scores/histories with mistakes on them.Heck, I currently have two past 30 day late payments on my Home Depot credit card. 

However, a gardener who has done multiple jobs for me recently bid one at a reasonable rate.