Sinkhole vs CGCCThere are a few carriers left that will write the sinkhole endorsement (certain areas excluded) without the inspection.

Sorry that happened to you :( water damage is never fun, but especially not in Florida.In most situations like these (and they're all too common in condos), your carrier would sue the carrier of the responsible party in what's called subrogation.

This is because each carrier weights the rating factors differently, so Carrier 1 is great for Property 1, but not for Property 2.

You need to find out what your carrier says as @Aaron K. said above.

they might be the only carrier willing to cover...

@Bill C.When I had my business, workman's comp was not insured via the insurance carrier that issued my business insurance, but through the state, in my case, NY State Insurance Fund.

Can anyone recommend a good insurance carrier?

I am currently nearing closing on my first investment property here in Honolulu (a 2 unit single family home) and am seeking informed suggestions regarding rental property insurance carriers here in Honolulu.  

And if you haven't notified the E&O carrier about all this then you need to.

Maybe something will eventually catch your eye that you can use some day and your business :)Also, you can reply "STOP" to the texts and usually the carriers will stop future texts.