I have a partner and we both work in the medical field.  

When I asked them what put them into financial distress, they explained that 2 of there children have severe medical problems and the bills just piled up on them.

This will lead you to secondary and tertiary markets to find deals, which lead to additional operational challenges if you don't have an appropriate asset management strategy designed for smaller markets.  

Some of your secondary and tertiary markets still have really good opportunities!

Medical facilities, medical research and insurance companies.  

Company she was told to write a letter to board asking reimbursement of her portion of her medical bills.

If you're a medical practitioner (Doc) I imagine your bank will be happy to work with you. after you get an asking price, go to the commercial loan department and they can lead you through the motions.

Conway has 3 major colleges and Little Rock has several colleges along with the state's only medical school.

I was pre-med 15 years ago headed towards medical school, then got into property management and landlording.  

As the result: 7 stitches under the chin and a whooping $2000 in medical bill.