He said that landlord negligence judgements involving pools have been in the $4-5MM range in CA.The tenants are enjoying the pool and I'm sleeping better at night.

I believe it is an older persons home who passed away, not a negligent owner. 

@William Stewart @Jason Bott  Yes the general liability will respond to the "CLAIM" should the tenant somehow be able to convince your insurance company that his injury was a result of your negligence, and not his/her own.   

Didn’t think anyone could have been so negligent and dishonest.

Otherwise, any negligent slumlord can use an LLC, blow everyone off by saying "you can't do anything about me, it's in an LLC".  

-Current tenant does not have a copy of the sublease and I never actually signed it-Tenant has had 2 additional people staying in the unit, which is against the lease-Tenant has a dog in the unit, which is against the lease-Leak caused from the refrigerator due to negligence by tenant has required damage to the unit and 2 downstairs neighbors (in August)-Electricity and internet are in my name and no mention in sublease that it will be provided-Numerous complaints from neighbors and broken HOA rules-15 days late on rent payment

Attorney is asking to be put in touch with my insurance carrier and if we don't comply they intend to file a civil suit under a claim of owner negligence. 

I own lots of rentals and my only non-cash deduction is depreciation (and a negligible amount of amortization).

If I can say you were a negligent property manager - then I'm getting Chris's stuff and I'm getting way more for my client.If you have a PM Company - I'll do the same thing but I'll sue the PM.Now - if everything is done perfectly, you are good, right?

If that is the case it is not the fault of the broker but of that agent.Yes a principal broker is responsible for the agent BUT when the broker has a system in place and the agent does not follow that the negligence is on the agent.For example if agents make a mistake and procedures were not clearly outlined in the IC agreement and operating and procedures manual then the agent can claim ignorance and the real estate commission can get onto the broker for not having proper procedures in place.A head broker can't physically force agents to comply only make demands and then drop their license.Now the question becomes do you go after the agent's brokerage and then they go after the agent to recover the money??