In my experience, the turnaround time is fairly short and can be done in January/February and still leave enough time for your accountant to file taxes. 

Having a good game plan as an investor is key, making wise purchases, accurate budgets, holding subs accountable and to also know, yes, this may be the  current ARV at purchase, but how is this market trending and what’s our timeline.

Once you have a shortlist, sign up for an account with each one and test them extensively to see how they function.

ACCOUNTABILITY.

things missing in your list (everyone manages differently, so take it with a grain of salt)Vacancy rateTurn overbad debt legal fees (evictions as needed)accounting fees for professional tax prepmaintenanceProperty TaxesSales Tax on PM fees (In NM, this is charged, not sure about where you are)Reserves for replacement CAPEX - furnace, water heaters, ac, roof, parking lot, etc.Admin, software, advertising, etc.Cost segregation study for accelerated depreciation captureAs for your loan. 

Message from RentRedi:"ACTION REQUIRED:You must agree to the new terms and conditions to continue processing rent by October 7th.I have read and accept the Stripe Connected Account AgreementConfirmRentRedi is updating our payment processor to Stripe.

I dont enjoy that it makes them sign up for a rent redi account etc. but I am not sure what other options to try.

So, they should be accounted for separately.

Will the city and insurance company hold me accountable and give me penalties even if it's living in the basement myself? 

Finally, accountability is key, as we take ownership of our actions and results both individually and as a team, creating a foundation for trust, growth, and long-term success.