However, I lack experience in the USA market.I propose a hybrid investment model where the lender provides 100% financing for all costs and becomes a co-owner of the property.

-Ben, aspiring multifamily house hacker 

Trying to avoid spending 2K on a brand new one as we may rehab the kitchen and replace all the appliances in a few years.This is the exact model looking to replace. https://www.geappliances.com/appliance/GE-24-Built-In-Gas-Ov...It was on sale but have not been able to find anywhere that has in stock. 

Thank you for your insights and for pointing me to resources that should be reviewed so I can build a model in Excel to evaluate this decision. 

I recently stayed at a place that used this business model in Nashville.

Learn about financial modeling and how to analyze your deals. 

And not that I would use it, but I have yet to receive the $250,000/$500,000 pre-approval they promised for all in attendance.Glass half full, they did provide certain meals, a couple of cocktails and a guided bus tour of investment "opportunities", which they applied considerable pressure for offers on, one with a suggested "ARV" that was at least $100k above highly reliable AVM (automated valuation models) I have access to.Overall, I say stay away, unless their Funding Tour comes within driving distance and then only so you can see for yourself. 

We practice the BRRRR model of investing and are operating just south of Charlotte in SC.A great place to network and possibly find a good contractor may be local REIA meetups.

Interesting to hear about your business model!

I have successfully done it before in the past, but it has not been a viable model (at least in my market) for years now.