Typically it could be a requirement for underwriting, but maybe not post-underwriting, so check in with a carriers and maybe your mortgage company?

If so, depending on the number of properties your main Insurance carrier (home and/or auto) may be able to offer coverage.

My properties are insured by five different carriers and I have two umbrellas. 

I once put my cat in a carrier in my car to go to the vet, when he was in pain. 

In other words, over the course of 14 years, there have been no significant cases to force national insurance carriers to change police.

Luke,I'm off work today, moving, as a matter of fact, as I prepare to rent my first property, but I work for an insurance carrier.

I have the estimated amount (which was 2.4 times higher than my other local 4 unit in Los Angeles), but the carrier's underwriter has not given final approval yet.Any recommendations on a local agent or carrier would be highly appreciated.Thanks!

Generally the cost of the Standalone umbrella compared to an umbrella through your Home/Auto carrier will be higher.

You should call your insurance carrier and find out whether your policy covers occasional short-term rentals.

My Ins carrier did an inspection & insisted someone be there or I'd lose my coverage, so a couple of Eng., colleagues rented rooms.