@Alex Short so you need to leave the good hands and find an agent that is an "insurance broker" meaning they can write policies for multiple companies not just the brand they work for.

That’s why I am writing this post in the first place 😂 Noted on your points.

In order to sell or refinance the home, you will have to pay off the amount owed to the program.People are led to believe they can write off the cost of your payments [principal + interest] on your taxes because they attach the debt to the property tax collected on your home.

When the law is unclear, the courts often analyze intentions of the law and sometimes even intentions of Congress in writing the law.

I’d get 2 professional quotes in writing (pay for them if needed.Use those figures to come to an agreement.

@John Minnix, that is why I decided to write about it.

If they don't you should have an attorney send a demand letter (these usually aren't too expensive, especially if you write the draft and then the attorney edits it to make sure its in compliance and something they are willing to send, as some let you do). 

I had a lawyer write up an agreement.

thanks Zachary, I read where in order for me to write off the investment expense that I would have to be putting in 15 hours per week since as an investor since I'm full time W2 with a different employer. 

Since it's easy and advantageous to write off in the same year, It is easy for me to be consistent in that manner, but I don't think we have that choice, we have to follow what IRS allowing.