@Brian Rocha It’s clear why most lenders insist on including rehab funds in the loan, and all of our partner banks follow this practice for fix-and-flip loans to minimize risk and meet securitization standards.

There you will be asked your criteria and then after answering a few questions you will be matched with 3-5 agents or loan officers in your area.

There are likely work arounds and you will need to discuss with a loan officer.

Two things I remember that probably don't happen today: -First property was a no-doc loan, technically low doc because you still had to provide information but with 30%+ down pretty much anything you wanted was yours.

yes, you could use the HELOC as a down payment on a hard money loan, and then the hard money loan for the rest.  

is so what lender did you use that provide non recourse loan?

So the though Hey I have an 800 fico and I should get a loan does not work.

Deductible expenses include renovation costs, loan interest, and holding costs.

In today’s market most homes will be worth more than their outstanding loan balance unless they are VERY recent purchases with little to no money down.

Loan is just over $108k.