Go for bigger deals.  47 units will likely not support full time PM or maintenance. 

For most multifamily, I'm seeing on 30 year amortization to boot.Reminder for the lurkers that this has nothing to do with single family homes, 1-4 unit residential all gets residential mortgage financing, which isn't presently as good as commercial.Odd world where the 8-unit property has a payment that is less than twice as much as the fourplex, even though it pulls in twice the rents, and has less than twice the maintenance expense (the price of the fourplex is likely to be more than half the price of the 8-unit, and more than 1/5th the price of OP's 20-unit, holding constant location etc, but that's another rant for another day).

Also, the maintenance has gone up so much I’m down to only $89 cashflow each month.  

Gardening maintenance is deductible as it’s not an improvement.

Are they to check for issues needing repairs, stains, preventative maintenance issues?

What possible maintenance and or CapEx expenses are coming up? 

You only need a place to track tenant information, payment history, maintenance, etc.

But the truth is, I won't ride it enough to justify the cost, my wife can't/won't ride with me, the maintenance, storage, etc.I also know that "stuff" brings stress.

All you need is a single place to track tenant information, payment history, maintenance, and a few other things.

My father has also just generally gotten worn out, I believe, from being a self managed landlord and one man maintenance show for all of those units for the past 30+ years.