These clauses are put in here to discourage you saying anything negative and usually put a chill on people saying things.

Also, put any repairs pointed out by the inspector into the following categories (by priority)1) Health & Safety - to avoid tenant injury and potential lawsuits2) Property Preservation - to stop further costlier damages3) Government Required - city inspection repairs & S84) Marketing Negative Impact - who'll rent a house with purple bedrooms?

Sounds like you got the loan and attorney aspects down.

HI Shivani,Each individual property would be calculated separately based on when you purchased it (tax returns or lease agreements used either or or both in some cases) which the lender would subtract from the monthly PITI or mortgage obligation/taxes/insurance/assessments/etc.All the rentals whether positive or negative would then be added up into one number (net net).

Recently, my property taxes and insurance costs have increased significantly, turning what was once positive cash flow into negative cash flow.

Once the investor understands these three FOUNDATIONAL aspects of real estate investing, they can comprehend the creative and wealth building techniques and strategies and successfully apply them to individual deals.  

Most are negative except the google reviews that seem fake. 

Was then informed that the seller did not want to return my $2500 EMD if an inspection revealed negative findings.  

Live in one unit , rent out other unit and accessory unit, mortgage on the property would be about $6800, rental income would be : $3000 from additional unit , and $1500 from accessory unit and I would be occupying one unit , leaving me at negative $2300 per month .

If you were given a 200k up front loan on a property that is only worth 100k in it's current state, it would mean the lender is taking a true negative equity position right from the start.