Any recommendations for insurance on a 3 family in Rhode Island ?

My potential tenants usually have bad credit, work minimum jobs or cash jobs and don't meet the income requirement but will complain about the unit not having an island, or no central air/garage, or a neon green bath tub (everything else was remodeled).  

Thanks Jay, I hope you and your family have a wonderful thanksgiving holiday weekend as well. when you watch it you will see the lady that took  them down was working on an Island in Clear Lake CA.. were my dad was a developer in the 60s and that island was the center of many land deals.. it could NEVER be developed but the lady had a dream and Remington just led her along.. big mistake

Should I start looking at properties outside of the islands?

The reason I was wondering about FHA is because we won’t be able to fund a 20% downpayment for a conventional loan for a house on Long Island.

Ie when you buy real estate portion is land, portion is improvements.

FYI, my perspective is that I price this type of deal out 10 times a day with 30 of the largest national lenders.  

They are in the largest, nicest unit and it is priced under market. 

If you want to get better tenants, you must do two things:Buy higher quality properties.Have a solid tenant screening process.The quality of the rental property is the largest predictor of tenant quality.

I started off with Keller Williams Realty (one of the largest in Maine) and then switched to EXP Realty (on the smaller side) as I found the terms to be better at EXP Realty with similar levels of support.2.