So, if you like the idea of the tax-free bucket, you can wait until 59.5 to take "normal" withdrawals, but here are a few creative ways to use the tax-free money early without penalty:You can do MBDR in your company's 401k plan and leave after age 55 and no longer worry about the 10% penalty (Rule of 55)Utilize 72T - Pay yourself the same amount every month until you are at least 59.5Move the money to a self-directed IRA (SDIRA), where you can use the Roth IRA to purchase RE10k of earnings can be pulled tax-free for first home purchaseThe principal can always be withdrawn tax-freeNot really anything anyone plans for, but there are some exceptions for medical expenses as well that can be a nice plan Z if you blow through other emergency fundsI do this in my company's solo 401k because it gives me the most control over the funds, but it can easily be done in a company 401k if their plan rules support it. 

I'm looking to purchase an investment property in Allentown PA.

While holding a property for over a year generally qualifies for capital gains treatment, intent at the time of purchase is crucial.

One year after I used that property to pull a HELOC and this year used that money to purchase an off market 4 family property in Clinton for well under market value, which I just recently finished all of the repairs and upgrades on.

In Columbus Ohio, you can still find deals that hit the 1% rule anywhere from $120-180k purchase price.

I can help with the refinance to pull equity out, but no the purchase, as 99% of the industry won't finance mobile homes. 

If you are going to offer cash for keys, put it in writing with specific expectations, and include a penalty if she fails.

I have seen it backfire when companies attempt to get posts removed, including with legal threats.

Purchase price: $125,000 Cash invested: $65,000 Sale price: $250,000 Wish I could have held onto it but needed the money to fund future deals What made you interested in investing in this type of deal?

When I started purchasing homes downtown people told me I was crazy.