I've found the best opportunities lie outside the big cities so I started looking in Longmont and farther north.

It was an intentional omission, or as I like to call it, a LIE.

But it's still a lie - and you're lying because it's not legal to use the basement as a bedroom.The question you are really asking: Can your lie successfully evade housing laws and building codes?

The west side of Rock Creek park typically has your higher incomes and better schools (Walt Whitman, Richard Montgomery, Poolesville, Bethesda-Chevy Chase) while those school and communities that lie east of Rock Creek park have the poorer schools (Wheaton, Kennedy).  

If they weren't accredited it certainly sounds like the fault of Accredify or the fault of the investor for lying in the first place.But I can see your perspective, and many portals fear fraud.

Not sure what guru said you be an investor or operate in RE with no money, but they really lied, you do and will need money.

Maybe the answer lies in paying off the debt that is most damaging and not worrying about the rest.I do want to give you a bit of perspective on saving income vs earning income.

/sarcasmhttp://www.propublica.org/article/bank-of-america-lied-to-homeowners-and-rewarded-foreclosures

I could sell a lot more memberships by making false promises, or in his words marketing, but then I’d be just another lying guru.

I think that it wrong to lie, cheat, and steal, to get it.