The depreciating asset is already factored into my investment strategy.It will take me a little while to save up enough money to get something, so I have some time to figure out what I want to do.

These covenants are private agreements put in place by the developer or builder.

Buy an empty lot in a development, in a nice area, at the "Correct" time early in the development.D. 

Quote from @Jose Solis: @Brandon Croucier i would be able to put around 70-75k down, and should qualify with my income what is the purchase price, and what is the timeline to develop the property?

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

Hey @Shuvrajit Mukherjee - First off, I am not a developer, but just wanted to ask some clarifying questions to better understand what data you are searching for.It seems you want data from the Multiple Listing Service (MLS) not NAR?   

For his first two years here he stayed in a rooming house, because he couldn’t afford his own house or apartment.After World War II this country “got rich”, affordable housing became plentiful as “the suburbs” were developed.  

I am assuming that these expenses should be factored into your budget prior to calculating your cash flow.

That will dramatically change the nature of the wholesaling business with the legal compliance factor that agents need to comply with.

Or they could never get to the latter, because they never had the beginning characteristics which include the former to develop properly.