Usually having a servicing company helps the lender to consider that.  

The only information I had to go on was with the last Lender informed me so maybe it was specific to the company they were with.

It creates far more visibility into the company's operations, their investment decisions, etc.And lastly, you get to the overall ability of the sponsors.  

Quote from @Garrett Brown: Thank you, it is from a company called OOD for the mirror house and then everything else we build around it.

I currently work remotely as a Manufacturing and Quality Manager for an AI infrastructure company based out of the Bay Area. 

Your mortgage company gets paid off first and then it's up to the homeowner to secure a construction loan to rebuild. 

Not affiliated with either company** 

One of my bizz partners sold his garbage company to waste management for 75 mil his balance sheet is a crack up.. house in Napa valley house one in Lake tahoe hunting ranch some commercial in downtown Napa. and a big huge wad in triple net munis  and zero debt.

I am a local real estate investor and own a local real estate/property management company.

There are many people that FOMO bought in the last 18 months and are desperately trying to get out now at decent losses.