Is their a big military presence?

@Len Roche my first loan was with Wells Fargo (back in 2009) then I talked to my brother-in-law about a loan he had on his investment property with American Airlines Credit Union.

Since we owned a small construction company for about 7 years and he was in the carpenters union for 20 years.

Small bank or credit union that is portfolio lender is your best bet.

David,Are you interested in anything that fits your criteria in the Fayeteville NC area, near Fort Bragg military base.

Because I owned the duplex for less than 6 months, the credit union I went to originally would not give me a loan (they only offered me an expensive line of credit).

I've called through at least a dozen banks and credit unions - and so far PenFed is the only place I've found, but their rates for non-owner-occupied are significantly higher.

unless you are ex-military and strive on self-inflicting pain upon yourself and your wallet.

You can also search portfolio lenders, you might across some of the same information as you've fingers with smaller community banks and credit unions but both of those are viable options for your position.Happy Investing...

Hi all,I'm interested in 8 family house in union city and learning rent control laws in nj.