Because we really don't need it. and judging from how hard our esteemed community leaders are fighting to keep the details of their bid sealed and out of the public eye, they handed Bezos a monster strap-on, a gallon of epoxy mix, and a bucket of sand, and told him to do whatever he liked to the city.

Im ready to rip them down myself and leave it on his door mat.

He also has a podcast with his business partner, Mat Sorenson.  

Thanks for your help.Keith, I've talked to a programmer friend but am a bit strapped for cash at the moment.

I called the appraiser to ask if I needed to put straps on the water heater, clean up the yard, etc. 

If so, assume $160 p/m at $2000 rental income.Vacancy - was already applied (at 10%)CapEx - will go with 10% to be safe, although we all know a new roof or something can blow that out of the water.

Honestly I lack the experience to really know the difference but I have the desire to do this and have intentionally kept all of my properties as a method of boot strapping this business goal of mine. 

Do it if it makes sense in terms of saving you the total amount over the lives of the loans, or if you're strapped for cash and it reduces your total monthly payment.Also, keep in mind that you will be converting unsecured student debt into a secured mortgage debt.

@Andrew Faukner Carolina is right, leave it at the property rather than bringing it home...some place out of the way so tenants don't wind up throwing it out or using it as floor mats. 

I don't know how expensive your market area is but 5% down payment should be low enough for a down payment, even if you are cash strapped.