I have some homes in Ft Lauderdale and excel in the Short Term Rental space. 

@Jordan Sachs I feel that $3000 is short money for an easy fix to the problem.

In short, if you’re comfortable relocating one of the sides to move in, and comfortable to live in the place, than just do it.

After deducting your payoff, you've only got a little left over which would go toward covering refi costs (and you'd likely come up a bit short).

Long story short: 5 unit multifamily set up with frontier internet.

Short-term.

the Scenario:We have an LLC, 2 long term rentals, 1 short term rental, 1 future short term rental about to undergone renovation.

@Alex CollinsAs mentioned by Jonathan Greene.If you're transitioning from nursing to full-time real estate investing, focus on house-hacking in high-demand areas like downtown Indianapolis, Carmel, or Greenwood, targeting short-term or mid-term rentals.

If you're looking to make short term use of the equity and have a private lender/investor who's willing to think outside of the box, you might be able to create a custom repo agreement. 

Some will do short term loans that allow us to buy, rehab then refi.