Due to it having section 8 tenants it needs to be regularly inspected and it just passed another inspection yesterday.

Based on what I remember, it gets even more complicated if the 401k is from a previous employer.In your case, since Fidelity is declining the account due to the nature of the retirement funds, one option might be to consider rolling over a portion of your 401k into a self-directed IRA, which typically offers more flexibility.

Naturally, that has led me into looking at some different markets.

Regular property managers for single houses and condos may not be willing to take them.I don't want to self manage either.Do the tenants have a higher rate of default than condos and single homes?

Installment Payments: The buyer makes regular payments to the seller, which include both principal and interest.

Any one of these could and regularly trigger a special assessment.

You can potentially qualify for a regular rate & term refinance of the 91k loan (plus closing costs) within 12 months.  

@Andrew AcunaPlenty of arm chair investors that don't know the difference between a shoe horn and shoe molding.Regrettably the majority of tenant problems are created by incompetent landlords.You have read the posts....my tenant regularly pays late.

Better tenant selection and regular inspections will stop this from happening.

Regular properties are probably in a better position because people always need a place to stay, and if I'm not mistaken back during COVID if you had a tenant who couldn't work you could call your bank and pause the mortgage.