It is one reason JADUs are often pulled for the RE sale- JADU must come from existing permitted space.  

I have a $90k heloc on it can use also use for flips, etc. but thats more temporary cash out that I only pull if plan to repay.

If you will be doing another refi (to pull out future equity or because you feel rates will get low enough to justify this), you probably want to go with a No Points option.Not all DSCR lenders offer no point options!

Pulling this off on a 15 yr note is crazy now days.

Some carriers have up and pulled out of certain states.

We have a lot of traveling nurses coming for the UW Hospital system and furnished rentals on mo/mo contracts pull a lot more than your traditional LTR 12/mo lease.

Even for window AC's, pulling them out and thoroughly washing them at least annually will prolong their life, unless you are buying the very cheapest units.

You are pulling strong equity out of an existing property to invest very far away, for the first time, and with limited to no contacts in the area.

If I pull up my market in AirDNA, and scroll down in the comps to find my actual house, the revenue it says I'm making is not very accurate compared to the revenue I'm actually making. 

You can refinance the property and pull some money out to complete the repairs.How much do you have to buy out your brothers.