But as a property grows in size your rent/sq ft generally decreases.And right now the profit from that primary residence is tax free!!!  

STRs are difficult for a traditional LTR PMC to properly manage!

I just have no idea how the contracts work, financing options outside traditional, etc. would love some help.

I do not recall any other fees or charges outside of traditional closing costs and they were easy to work with and communicated very well. 

The last coupe of weeks 3 people told me their premium went down for their primary.

Quote from @Renee Ward: In a quote for an umbrella policy, when I see it in writing it is labeled a personal umbrella policy with our primary home cars etc. 

Additionally, Irrevocable Trusts usually require that a 3rd party be the Trustee, which means that you will not have a primary role in decision-making as it relates to the Irrevocable Trust.

If you don't want to miss out maybe just buy it as your primary and live in it until you can actually at least break even.

If the primary goal, and it should be, of every investor is a return of capital and the secondary goal is maximum return on that capital, then you are in a great position.The real problem you need to solve, as I see it, is taking advantage of the unused equity in your Atlanta property.

It felt like a no-brainer for the value of the land, but being able to utilize a traditional mortgage because there was a clean yet simple 3 bed 2 bath house on the lot made the deal even sweeter!