I don't have an official buyer under contract yet.The seller informed he can prove title is clear and there is no mortgage - that's why he advertised it as such in the first place.

Jon - Lonnie is officially retired -- or at least that's what he told me last week.

I will cross post this here, as I wait for the official blessing from Josh (and not just a late day quick conversation at the summit) ::Talking to Josh, and unsuccessfully trying it a few years ago, I'm looking to get a local BP networking/round table going... monthly maybe?

You may also want to do a forum post "officially " introducing yourself.

They should have a purchase agreement, take it to a title company, get official approval in writing from the lender, etc.Your friend should ask for whatever he wants.

I wished it was officially on the market now so I could be first in line to get some of the tax return money the neighbors tell me their freinds will be getting.

I'd borrow China's methodology in dealing with corrupt government officials (i.e., take them out back and shoot them).2.

This is likely to reverse as we come to grips with our burgeoning debt and fed govt payrolls are forced to sharply drop (as well as all the leech industries like lobbying).Sorry to interject a macro comment into your analysis, but you could not only have a property with minimal/nonexistent cash flow, but appreciation could be the same or worse.

They could interpret the CC&Rs a little better, but they wouldn't be able to do anything official with the financial data.

Rich has given you the best answer - find a bank where they will not charge you for official checks / cashiers checks / certified checks.