Getting a HELOC without a full appraisal can be tricky, but there are a few ways it might be possible, especially if you’ve added significant value to your property.Showing Recent Home Improvements : Providing documentation of recent home improvements and their costs might convince a lender to waive the full appraisal.High Equity : If you have a significant amount of equity in your home, lenders might be more flexible with appraisal requirements.Streamlined HELOC Programs : Some lenders offer streamlined or fast-track HELOC programs that don't require a full appraisal.

I would look for programs like NACA 

A Bank statement program would do wonders, 10% down minimum is industry standard, if you have a solid credit score,15% down will get you really good terms, however you still need to qualify DTI wise.Best of luck!

The townhome association charges a $100 fee annually under the name of the Tenant Administration Program (TAP), regardless of whether I have a new lease with new tenants or a renewed lease with the same tenants as the previous year.Who should be responsible for this fee: the landlord or the tenants?

I don't have as many tips for solutions mid rehab, but I do know that most, if not all, of the very active investors that I know have established relationships with 2 or 3 lenders that specialize in programs that match their strategy and have an agent or two in the investors target market to help them find more deals without having to put much work into finding them.

Appointments take at least a week, then several days for them to analyze their coverage, then you go into a queue for one of their required contractors - all while the tenant is without heat, water, etc.The sewer & water line program offered by the DWSD can be useful if you haven't already replaced those lines. 

No one should be thought of being any less than equal to you just because they use this program.

If you’re looking for good cash flow you might want to consider properties in some of our cities as there are a lot of housing voucher clients looking for housing and the some of the programs pay reasonably well.

Hi I’m interested in a vacant property and know I can look up the name on tax records but won’t necessarily be where I can contact the property owners.thanks in advance.

I had already joined two other programs that didn't really work out the way I had hoped, so I was pretty skeptical.