There should be other options, however with an LLC and fourplex - yes, DSCR is by far most likely to be your best option unless you do the heavy lifting with local banks and credit unions (and these are increasingly not great options for this type of stuff as they move painfully slow and are under lots of regulations and restrictions)2) I haven't yet reached out local banks, but seeing the quotes from brokers makes me wondering if Banks may be better? 

If rents don't keep pace with inflation, you won't have enough funds to cover these inflated prices.Rents and prices are driven by supply and demand.

So hard money loan in my name, down payment and carrying costs covered by her but we still need to meet to hash out the details.

Of course we cover some of that, but that's usually one page towards the end of the book. 

No surprises about not having enough to cover the balance.

The truth is, the odds of being successfully sued for more than your insurance will cover is ridiculously low.

Anything smaller makes it harder to get them washed properly.Check out the Yale Appliance Blog - https://blog.yaleappliance.com/They cover all sorts of topics about appliances.

Can try to reposition to Class B, but neighborhood may impede these efforts.Vacancy Est: Historically 10%, but 15-20% should be used to also cover tenant nonpayment, eviction costs & damages.Tenant Pool: majority will have FICO scores of 560-620 (approaching 22% probability of default), many blemishes, but should have no evictions in last 2 years.

Our supply of homes for sale on the MLS has been steadily increasing for several months, so I don't anticipate that price will start to increase until later in the winter.Right now is a great time to buy, with less competition it's a lot easier to get seller concessions to cover closing costs and interest rate buy downs.

I am ok w/having to also pay a few hundred dollars to cover my mortgage if I can’t get $2400 monthly for it.