Tell the truth, because if they are trying to purchase a home and a verification of rent is from a private party we'll ask for supporting documentation from the borrower anyways, as we know landlords may stretch the truth. 

Hughes Private Capital (HPC) @Carlos Ptriawan to the moon, not.

For rehabs, then a variety of other financing options would be considered; private money, hard money, etc.

Using a private lender would probably be the best and easiest option in this scenario. 

I asked how, she said she cashed out all her 401k and index fund, and did private lending.

Hey there,I'm interested in utilizing private money lending for financing while I save up to use my own capital along with Hard Money Lending.

With excellent credit (800+), you're already in a great position, but I understand the struggle with DTI when you're self-employed.Here are a few options that might help:Asset-Based Lenders: You're on the right track with DSCR loans, but you may find some private lenders or portfolio lenders willing to go into the high 6’s.

Private Money.

If it is a retention pond, then it is permanently holding water to prevent downstream flooding. 

Please share your thoughts:What are some of the most favorable terms you’ve negotiated with private lenders?