That being said, it's very difficult to get rents to even cover PITI payments at 80% loan-to-value in Utah these days. 

I also like to use incidental insurance as an additional layer such as Waivo to cover items.

Second best way is to review Michael Plaks' post on this subject.

you're "out of pocket" those costs, plus maybe a month of vacancy.my point - you're basically always out of pocket on a rental. sometimes the rent more than covers everything, other times it doesn't. 

Real-Time Collaboration and CommunicationHave a tool for teams to collaborate on various subjects (designs, plans, and reports) in real time, with integrated email / chat to track history.3.

I was told I need to get a good understanding of these subjects:  1) Taxes, 2) Legal issues in ABNB, 3) Negotiations, 4) Short Term Rentals & 5) Tenant/Rental Agreements.

Typically I’m seeing higher appreciation than cash flow but it can be hard to tap into that equity if rents won’t cover the new cost of the refinance.

Hey @Joseph Chacko vellukunnel,I think @William Kwong covered some great points especially with the financing aspect.

I wanted to cover my why and what first to give a good picture of where I'm at current state, with a background and what I'm looking for below.My why: I recently got married and moved from San Diego to Scottsdale this year.

Does renters insurance cover something like this?