Think of it this way, your own personal credit is tied to your SSN and you can improve it by utilizing credit whether that is credit cards, loans from a bank, or mortgages. 

I'll also guess 90% of the heat and air is a window unit or something not really tied into the main house.One thing I would also say is as best you can divorce the idea of an owner/occupied dream house from an investment property.   

So, many wholesalers tie up properties in foreclosure without the ability to ever be able to close on them trying to "Flip" Them to other investors.

Most of my investing capital is tied up in my jewelry business, but I have about $45k in SDIRA funds that I'm looking to invest for about 6-9 month terms.Thanks . .

Apart from family ties, California City is not exactly a place where people settle down.  

The 75 LTV at 7.5% is a stronger option as you have more room for cash flow to pay off the HELOC

I do like the more expensive markets like because of the higher dollar margins and stronger appreciation.

Beyond the fact you are new to the industry will be tying up your investment dollars for multiple years before you start to see any measurable ROI. 

This is called COMPETITION.Now, like all other businesses in America, agents will have to hustle a bit more, make a stronger sales pitch to sellers, and offer greater service to those sellers to secure that listing.The power is now back in the hands of the seller, just as it should be.

If I need additional funds, I can give another lender a second mortgage after explaining to them that the first mortgage holds a stronger position.BUT... if you do some paperwork with the state and set up an entity.