. ✨ looking for ideas on to  how to acquire an owner-occupied property  with 5% down by using a mortgage loan product to purchase , improve and  avoid mortgage insurance based on projected value?

Set up a business and get a proper e-mail account.

Take ownership of your mistake and learn to do the proper due diligence recommended above😊

If the movement seems excessive, you might consider having another technician inspect it for proper installation. 

Properly testing for types of mold could be a few thousand.

When initially purchased, the property was in disrepair and had not been properly managed for 10+ years.

The product is called a Bridge Loan. 

There really isn't enough information here for someone to give you a proper answer.What you need to do is calculate those tax savings over the next 5-7 years (or however long you plan to stay in the house) vs. what the interest rate reduction will save you over that time period.

Construction of homes began in early 2022.In my experience, my commercial sites move along a much faster timeline, but this one was exciting to finally see a completed product. 

How do I properly analyze this property?